Smart Investing Strategies
Start Early: Begin investing in your 20s to maximize compound growth potential
Diversify Wisely: Spread investments across different asset classes to manage risk
Think Long-Term: Focus on 10+ year horizons rather than short-term market movements
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Wealth Building Principles
Pay Yourself First: Automate 20% of income to savings before any spending
Live Below Means: Maintain a lifestyle that costs less than you earn consistently
Multiple Income Streams: Develop 3+ sources of income for financial security
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Financial Protection
Emergency Fund: Maintain 6 months of expenses in liquid, accessible accounts
Insurance Coverage: Secure adequate health, life, and disability insurance
Estate Planning: Create wills, trusts, and power of attorney documents
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